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Total Benefit Systems
The Annual Open Enrollment period for 2025 coverage is closed. Open enrollment for 2026 coverage will begin November 1, 2025 through January 15, 2026.
If you have a change in life circumstances that qualifies you for a special enrollment period, you may be able to make changes to your existing individual medical plan or enroll in a new plan. You generally have 60 days from the qualifying event date to apply for a Special Open Enrollment. Please contact your agent.
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Please note Total Benefit Systems, Inc. is licensed to conduct business in the State of Michigan. You must be a legal Michigan resident to apply coverage offered by our Agency. Please note, filling out an online application does not guarantee coverage, proof of residency required. Please refer to insurance carrier website for complete details regarding network coverage areas, plan limits and exclusions, eligibility requirements, copayment and deductible requirements and to obtain a summary of benefits.
An authorized independent agent for Blue Cross Blue Shield of Michigan and Blue Care Network
Total Benefit Systems